let area = document.getElementById("textarea");
area.onclick = function(){
area.innerHTML = area.innerHTML + "<font style='color: red;font-weight: 500;'>@name</font>";
}
<!DOCTYPE html>
<html lang="en">
<head>
<title>测试</title>
</head>
<body>
<div id="textarea" contenteditable="true">123</div>
</body>
</html>